Terms and Conditions

Effective Date: 28 July 2026

Welcome to JayJarwar Insights ("Website")

These Terms and Conditions govern your access to and use of JayJarwar Insights, including all content, features and services available at https://jayjarwar.com⁠.

By accessing this website and its content, we assume you accept these terms and conditions. Do not continue to use JayJarwar Insights if you do not agree to take all of the terms and conditions stated on this page.

Cookies:

Our website and its content uses cookies to improve user experience, analyse website traffic, and enhance functionality. By using this website and its content, you consent to our use of cookies in accordance with our Cookie Policy.

License:

Unless otherwise stated, JayJarwar Insights and/or its licensors own the intellectual property rights for all material on JayJarwar Insights. All intellectual property rights are reserved. You may access this from JayJarwar Insights for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

  • Copy or republish material from JayJarwar Insights

  • Sell, rent, or sub-license material from JayJarwar Insights

  • Reproduce, duplicate or copy material from JayJarwar Insights

  • Redistribute content from JayJarwar Insights

This Agreement shall begin on the date hereof.

Hyperlinking to our Content:

The following organizations may link to our Website and its content without prior written approval:

  • Government agencies;

  • Search engines;

  • News organizations;

  • Online directory distributors may link to our Website and its content in the same manner as they hyperlink to the Websites of other listed businesses; and

  • System-wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site and its content.

These organizations may link to our home page, to publications, or to other Website and its content information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party's site.

We may consider and approve other link requests from the following types of organizations:

  • Commonly-known consumer and/or business information sources;

  • Dot.com community sites;

  • Associations or other groups representing charities;

  • Online directory distributors;

  • Internet portals;

  • Accounting, law, and consulting firms; and

  • Educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of JayJarwar Insights; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website and its content, you must inform us by sending an e-mail to JayJarwar Insights. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website and its content, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website and its content as follows:

  • By use of our corporate name; or

  • By use of the uniform resource locator being linked to; or

  • Using any other description of our Website and its content being linked to that makes sense within the context and format of content on the linking party's site.

No use of JayJarwar Insights's logo or other artwork will be allowed for linking absent a trademark license agreement.

Content Liability:

We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are raised on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Reservation of Rights:

We reserve the right to request that you remove all links or any particular link to our Website and its content. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website:

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us at any moment. We will consider requests to remove links, but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct. We do not warrant its completeness or accuracy, nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Disclaimer:

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and its content and the use of this website. Nothing in this disclaimer will:

  • Limit or exclude our or your liability for death or personal injury;

  • Limit or exclude our or your liability for fraud or fraudulent misrepresentation;

  • Limit any of our or your liabilities in any way that is not permitted under applicable law; or

  • Exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort, and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

Changes to These Terms

JayJarwar Insights reserves the right to modify or update these Terms and Conditions at any time without prior notice. Any changes will be effective immediately upon publication on this page. We encourage visitors to review these Terms periodically to stay informed of any updates. Continued use of this website after changes are posted constitutes acceptance of the revised Terms.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Pakistan. Any disputes arising from the use of this Website shall be subject to the exclusive jurisdiction of the courts of Pakistan.